Need more time or cash to finish a development?

Pre-Completion Loans to Help Finish Your Project

Pre-completion finance can help when your development is close to completion, but you need more time or funding to get it fully signed off.

This could be because of delays, rising build costs, final works taking longer than expected, or your existing development finance term coming to an end before the project is ready to sell or refinance.

Hunter Finance can help repay your existing development loan and provide the short-term funding needed to get the project over the line.

When Can Pre-Completion Finance Help?

Pre-completion finance is designed for developers who are close to the finish line but need extra support to complete the project.

Common reasons include:

  • Your existing development loan is nearing the end of its term
  • The project has been delayed by build, planning or sign-off issues
  • Costs have increased and you need extra funding to finish
  • The property is not yet ready to sell or refinance
  • You need to repay your current lender before completion
  • You want to avoid penalties, pressure or rushed decisions at the end of the build

Because we lend our own funds, we can review your situation directly and make fast decisions without broker delays or bank committees.

pre completion loan for nearly-completed property development projects

What do we look for in our Pre Completion Loan customers?

For over a decade, we’ve been providing Pre-Completion Loans to developers across the South East of England, and of all sizes to help them complete their projects . We pride ourselves on offering competitive interest rates and fast professional service to all of our clients. There’s plenty to stress about in property development, but we aim to ensure that completing your project goes smoothly.

  • We’ve worked with 500+ property developers
  • We have funded over 800 new build properties across the South East
  • Our fast development finance has helped clients achieve a profit of over £50M
  • We’ve provided finance to over 150 first time developers

We know that speed is key, and we can accept your loan within 48 hours if needed. We don’t charge broker or upfront application fees. Our clients save money by dealing with us directly. There are no middlemen slowing down the funding process and taking a cut. Save thousands in fees, increase your profit and make sure your development reaches completion. We have 10+ years of experience. Hunter Finance doesn’t just lend money – our partnership teams are on hand to give you the tools, guides and legal support every step of the way from start to finish of your project. We have a proven track record and believe the personal touch is essential to a successful relationship.

pre completion loan for nearly-completed property development projects

No hidden costs: No brokers or upfront fees & no initial commitment.

Contact us today to find out more about our pre-completion finance and how we can help you ensure your project makes it to completion.

property development inspection camera

Pre Completion Loan Lending Criteria

We can offer Pre-Completion loans of up to £3million, and for a maximum term of 14 months. Regardless of what stage your build is at, we'll be able to help.

Lending Criteria
property development loan on computers decision making

Pre Completion Loan Lending process

Our lending process is simple and quick. We're independent so we can make fast decisions that provide you with a pre-completion loan offer within 24 hours, no matter how far along your build is.

Lending Process
Property Development Loan

Who We Lend To

We specialise in arranging fixed-rate pre-completion finance facilities for first time and experienced property developers across the South East of England.

How much do we lend?

Fast Pre-Completion Finance to Get Your Project Over the Line

Fast Decisions

Get a quick answer when your current loan term is ending or completion is under pressure.

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Repay Existing Finance

Use the loan to repay your current development lender and create more time to finish.

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No Broker Fees

Deal directly with Hunter Finance, with no broker fees or upfront application fees.

Short Term Support

Pre-completion loans are designed for projects that are close to completion but not yet ready to sell or refinance.

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Keep Control of the Exit

Give yourself breathing room to complete properly, protect your profit and avoid rushed decisions.

Finish Remaining Works

Access short-term funding to complete final works, resolve delays or reach sign-off.

How do Pre-Completion Loans work?

Pre completion finance works by paying off any existing development finance you have and providing an injection of cash to get a project over the line. Whether it’s unplanned delays, rising costs or another issue that’s held up the sign off of your property, we’ll be able to help. Because we’re an independent lender of Pre-Completion Finance, we’re not constrained by bureaucracy, or by board members, committees or middle men getting in the way. Simply get in contact with us and we can discuss your options.

All fees, as well as interest, are rolled into the Pre-completion loan and repaid in one sum upon sale or refinance of the development. We’ll pay off your existing finance, and the rest of the loan can be used to complete the project. Pre-Completion loans can be taken out for a maximum of 14 months, but between 3 and 12 months is the most common term.

property development loans - hard hat at construction site

Contact Us for Your Pre-Completion Finance

Contact us today to help get your project over the line and to secure your Pre-Completion finance.

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What Our Developers Have To Say

Want to find out more about what our clients have to say about us?

what do our property developers say?

"We don't believe there's a faster lending and decision-making process than Hunters. Drawdowns are paid on the same day as the site visit."

Antony Payne,

77 Developments Ltd

“Securing a competitive facility with Hunter Finance was a refreshingly straightforward and easy arrangement and would not hesitate in recommending them to other developers.”

Rob Burnham

Greenplan Homes Ltd

“Highly impressed by their honest approach to doing business, and following through on their promises.”

Thomas Elliot

Herongate Homes Ltd

“We have found securing a competitive facility with Hunter Finance a refreshingly straightforward and easy arrangement and would not hesitate in recommending them to other London developers.”

Rob Burnham

Director, Greenplan Designer Homes

“I have used Hunter Finance on a number of occasions. They have always provided a no-nonsense, hassle-free, first-class service.”

Tim Oliver

Connected Developments Ltd

“My experience of working with Hunters has been very successful. Their approach is very professional and flexible. They are not like a high street bank, (thank goodness) but individuals who accept that we are the customer. Old fashion values.”

Keith Parker,

Millhomes Ltd

The best development finance around, very understanding and helpful.”

Paul Reeve