Short-term bridging loans from £150k to £3m

Bridging Loans for Property Developers

Bridging loans can help property developers move quickly when timing is critical. Whether you need to secure a site, cover a short-term funding gap, wait for a refinance or keep a project moving, bridging finance can give you the temporary funding needed to move from one stage to the next.

At Hunter Finance, we provide short-term bridging loans from £150,000 to £3 million for developers across South East England. Funding can be secured against the property and structured around your project, exit strategy and timescales. Depending on the circumstances, this may include an open bridging loan with more flexibility, or a closed bridging loan with a fixed repayment date.

Because we lend our own funds, we can review projects directly and make fast decisions without broker delays or bank committees. Over the last decade, Hunter Finance has lent more than £75 million to developers across more than 350 projects, helping clients secure opportunities, solve timing issues and keep developments on track.

What do we look for in our Bridging Loan customers?

We provide bridging loans from £150k – £3 million which can be used for short term financing for developers of all sizes across the South East of England including London, Hampshire, Sussex, Surrey, Kent and the surrounding areas. It doesn’t matter if you’re a first-time developer or you have a portfolio of properties, we love working with ambitious developers who have exciting commercial or residential projects. Our Bridging Loans are used to keep your development on track and let you see it through to completion.

  • We value customers who know what they need and have a clear plan for the use of the funding, as well as a strong exit strategy:
  • We’ve worked with more than 500 property developers
  • We have funded over 800 new build properties
  • Our fast finance has helped clients achieve a profit of over £50M
  • Provided finance to over 150 first time developers

We have provided development finance for first-timers and large property development companies for over a decade and pride ourselves on offering competitive interest rates, and a fast, professional service to our clients.

  • Private individuals or first-time developers
  • Property or SME construction companies
  • Real estate and commercial developers
incomplete house build - bridging loans for property development projects

When Can a Bridging Loan Help a Property Developer?

A bridging loan can be useful when you need short-term funding to keep a project moving, secure an opportunity or give yourself more time before longer-term finance is in place.

Common uses include:

  • Securing a development site quickly before another buyer moves in
  • Buying land or property while a development finance facility is being arranged
  • Covering short-term funding gaps during a project
  • Waiting for a refinance, sale or longer-term funding to complete
  • Releasing capital from an existing property to move onto the next project
  • Keeping works progressing when costs, timings or sales have shifted

For developers, speed and certainty are often just as important as the rate. We lend our own funds, which means we can review the project directly and give you a clear decision without bank committees, unnecessary delays or broker fees.

Front view of Heathfield 3 Bed House

No hidden costs: No brokers or upfront fees & no initial commitment.

If you’ve uncovered a property project and investment opportunity, then we want to hear about it!

blueprints calculations for property development build

Bridging Loan Lending criteria

We offer bridging loans and development finance solutions from £150k - £3 million which can be used for short term financing. We love working with developers of all sizes.

Lending Criteria
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Bridging Loan Lending process

It's easy and fast, so you can concentrate on your project. As an independent finance provider, we give faster decisions and often release funding on the same day as the valuation.

Lending Process
row of newly developed properties

Our Customers

We provide bridging loans to experienced and first-time developers across the South East of England.

How much do we lend?

Fast Bridging Loans to Keep Your Project Moving

Fast Decisions

Get a quick decision in 24 hours when timing matters.

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Short-Term Funding

Bridge a gap while you wait for sale, refinance or longer-term funding.

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Flexible Repayments

Interest can be rolled into the loan and repaid when your exit is complete.

No Broker Fees

Deal directly with Hunter Finance, with no broker fees or upfront application fees.

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Secure a Site Quickly

Move fast on land or property opportunities before another buyer does.

For New and Experienced Developers

We consider applications from first-time developers, builders and experienced property companies.

How do Bridging Loans work?

We strive to provide affordable funding to all projects that we believe in. We understand the urgency of bridging loans. We’re not like banks and other lenders. Because we’re independent, we can approve your bridging loan application quickly. Typically, the whole process for a bridging loan can be completed in 7-10 days. In many cases however, you’ll be able to get a decision on your application within 48 hours. We include all the fees and interest into one sum, which is repaid upon the refinance of the development or after a fixed term, depending on the type of bridging loan you’ve taken with us. There are no upfront application for broker fees. We work directly with you. There’s no middle-men and no brokers to slow the process and increase costs. By approaching us directly, you’ll save thousands on your bridging load and increase your profits.

Monthly interest rates tend to hover between 0.4% and 2%. This equates to roughly between 8.5% and 27% APR. However, this can change depending on the base rate. Don’t hesitate to get in touch with us to find out more. We have 10+ years of experience: Hunter Finance doesn’t just lend money. Our dedicated partnership teams are here to give you the tools, guides and legal support every step of the way from start to finish of your project. We have a proven track record for providing bridging loans, just ask our satisfied customers.

blueprints for property development project

When we say “Yes” we mean it

  • Quick and easy loans: we make the decision to offer loans in less than 48 hours.
  • No broker fees: clients save money by dealing with the lender directly. There are no brokers or middlemen slowing down the funding process. You will save thousands in fees, increase your profit at the end of the development
  • We have 10+ years of experience: Hunter Finance doesn’t just lend money – our partnership teams are on hand to give you the tools, guides and legal support every step of the way from start to finish of your project. We have a proven track record.
  • No upfront application fees
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What Our Developers Have To Say

Want to find out more about what our clients have to say about us?

what do our property developers say?

"We don't believe there's a faster lending and decision-making process than Hunters. Drawdowns are paid on the same day as the site visit."

Antony Payne,

77 Developments Ltd

“Securing a competitive facility with Hunter Finance was a refreshingly straightforward and easy arrangement and would not hesitate in recommending them to other developers.”

Rob Burnham

Greenplan Homes Ltd

“Highly impressed by their honest approach to doing business, and following through on their promises.”

Thomas Elliot

Herongate Homes Ltd

“We have found securing a competitive facility with Hunter Finance a refreshingly straightforward and easy arrangement and would not hesitate in recommending them to other London developers.”

Rob Burnham

Director, Greenplan Designer Homes

“I have used Hunter Finance on a number of occasions. They have always provided a no-nonsense, hassle-free, first-class service.”

Tim Oliver

Connected Developments Ltd

“My experience of working with Hunters has been very successful. Their approach is very professional and flexible. They are not like a high street bank, (thank goodness) but individuals who accept that we are the customer. Old fashion values.”

Keith Parker,

Millhomes Ltd

The best development finance around, very understanding and helpful.”

Paul Reeve