For new and experienced property developers

Development Finance

Hunter Finance are independent lenders of property development finance in South East England. We loan up to £3,000,000 to both new and experienced property developers and builders.

Property Development Finance is a short-term funding option of 1-15 months, designed to assist with the purchase and build costs associated with a residential property development project.

Over the last 10 years Hunter Finance have lent more than £75,000,000 to over 500 property developers across the South East, helping our clients take action on profitable opportunities and access outstanding returns on their investments.

Finance for Residential Property Developments in the South East

Development finance is a suitable funding option for private residential property developments. This can be a new build, a refurbishment or a conversion, ranging from a single unit through to multiple units built in phases.

Development finance can be released in stages to fund different elements of the project when it is needed. At the beginning, development finance is used to assist with the purchase of the development site. This could be to purchase the land where a number of new properties will be built, or to buy an existing property that will undergo a refurbishment or conversion. The second stage of the loan is used to pay for the build costs associated with the project. Funding for the building works will usually be released in drawn down stages, typically once every month.

BIM modelling on computer - blueprints with laptop

No hidden costs: 0% brokers fees, zero upfront fees, no initial commitment.

If you are working on a property project or considering a project and are looking for financial support, please contact us.

blue prints for your property development project

Lending criteria

We offer residential property loans and residential development finance solutions from £150k - £3million. 100% development finance for build costs and up to 60% of land purchase.

Lending Criteria
Property Development Finance - planning your project

Lending process

Simple and easy, so you can concentrate on what you do best. As an independent finance provider, we are able to give faster decisions with funding released on the same day as the valuation during the build.

Lending Process
Property Development Loan

Who we lend to

We specialise in arranging fixed-rate finance facilities for first time and experienced property developers across the South East of England.

How much do we lend?

Stop Searching For Finance, Start Building

No Delays

Decisions in 24 hours, every project considered including complex cases.

£ sign

Loans that cover all costs

Access to 100% development finance for build costs.

% symbol

One loan

Purchase, build loan and interest rolled up. No monthly repayments.

No hidden costs

0% brokers fees, zero upfront fees, zero initial commitment.

lock symbol

Securing land

LTV land purchase (up to 60% loan to value on acquisition).

Accessible to first-time developers

Exclusive products and competitive fees for first time and inexperienced developers.

Explore Alternative Finance Options

Is buy to let property investment still profitable?

Equity Finance

Equity finance for property developers in return for a share of the development’s profit.

View
The cost of building in London vs in Sussex - row of London houses

Bridging Loans

Bridging loans for developers to provide short-term finance to ‘bridge the gap in projects.

View
Bookham Case Study

Pre-completion Loans

Pre-completion finance loans for property developments that are very close to completion.

View
complete guide to development exit finance

Exit Finance

Exit finance is used to repay outstanding development finance so that it's ready for sale.

View

Our borrowers

We have provided development finance for first-timers and large property development companies for over a decade. We pride ourselves on offering competitive interest rates and fast professional service to our clients.

  • Private individuals or first-timers
  • Property companies or SME building companies
  • Real estate and commercial developers
Property Development Funding

At Hunter Finance we are experts in property and finance

  • We’ve worked with more than 500 property developers
  • We have funded over 800 new build properties
  • Our fast finance has helped clients achieve a profit of over £50M
  • Provided finance to over 150 first time developers
Property Development Finance UK

When we say “Yes” we mean it

  • Quick and easy loans: we make the decision to offer loans in less than 48 hours.
  • No broker fees: clients save money by dealing with the lender directly. There are no brokers or middlemen slowing down the funding process. You will save thousands in fees, increase your profit at the end of the development
  • We have 10+ years of experience: Hunter Finance doesn’t just lend money – our partnership teams are on hand to give you the tools, guides and legal support every step of the way from start to finish of your project. We have a proven track record.
  • No upfront application fees
Development Finance

How development funding works

We know that when a good project comes your way, you may need a development financing decision quickly. We are unlike banks and other lenders because as an independent lender, we are able to approve development loans quickly. No committees, board members or bureaucracy getting in the way.

Application

Decision in principle

Surveyor instruction

Legal instruction

Agreement & Funding

How is the loan repaid?

All Fees including interest are rolled into the loan and repaid in one sum upon sale or Refinance of the development. If the project has phased sales or refinancing with numerous units, we would simply take an agreed % from each sale to maintain our loan to value %.

Property Development Finance across south east England

How could equity financing work for you?

We also offer equity financing as an alternative property development finance option. With equity finance, we provide the finance you need in exchange for a share of the property development’s profit. Equity funding is a straight forward way to raise finance and benefit from our expertise in the industry.

What Our Developers Have To Say

Want to find out more about what our clients have to say about us?

Testimonials what our property developers say

Highly professional group of people, very helpful and incredibly easy to work with. I would highly recommend Hunter Finance to Everyone.

Dariush

Developer

Hunter Finance has a great team that was willing to work with all our need. Always friendly and understanding to help with the unexpected issues that a build can bring. Could not be happier with there service and would always be eager to work with them again.

Russ Coleman

Developer

Used Hunter Finance instead of a bank for the first time for residential development finance. Much easier process, great communication all the way through and the very friendly team made the whole process as efficient as possible.

Finn Lambert

Developer